Mortgage Archive

Understanding Credit Risk

The system of organized lending can never run out of risks. Be market, liquidity, credit, interest or operational, risk is inevitable for banks and other financial firms. Hence, a primary importance is given to risk profiling in all financial institutions. One of the omnipresent risks that have taken a toll on banks regularly is credit risk. In simplest terms, this risk can be defined as …

Home Mortgage Insurance

Getting a mortgage based loan is not an easy task, neither for the lender, nor for the debtor. It requires a thorough process of risk assessment, legal, valuation, and several other necessary formalities. ¬†One of the most common mortgage based loan sought all over the world is none other than the home loan. These loans, one’s getaway to establish a safe place to reside where …