Loans Archive

Paytm and ICICI Bank Postpaid: Buy Now Pay Later

Irrespective of how rapid the development of our startup ecosystem has been, evolution of Paytm and ICICI Bank would always be an inspirational story to any learning mind. While ICICI Bank has been declared as one of the few banks that are too big to fail, Paytm has expanded itself from a mere mobile recharge website to a fully fledged payments bank. In this short …

SwitchMe – A solution to the customers for Take Over Home Loans

SwitchMe is a fintech startup and is India’s first online service that helps with a new home loan or loan transfer to the lower interest rate. It is a consumer service that provides the best service to the consumers to switch from one service to another at low interest rates. Home owners, working class people, save time and money from their end for the home …

How to Take Loan Against Mutual Fund Unit?

There is no doubt that mutual funds are the current big thing when it comes to investments. From young earners to the pensioners, this interesting and well diversified product serves a purpose to all. Wealth has not only been created, but is also protected from the vicious income tax sections. It wouldn’t be too much to say that it is one product that can make everyone …

How Credit Card Authorization Works?

There is no existence to the idea of digital and plastic payments, unless a system of identity verification is there.  Thanks to increasing speed of global connectivity, increasing security measures and awareness among consumers, we are able to carry out these transactions in quick time. Credit card is the only revolving credit system that requires no collateral and, is solely based on one’s profession, income and …

Home Mortgage Insurance

Getting a mortgage based loan is not an easy task, neither for the lender, nor for the debtor. It requires a thorough process of risk assessment, legal, valuation, and several other necessary formalities.  One of the most common mortgage based loan sought all over the world is none other than the home loan. These loans, one’s getaway to establish a safe place to reside where …

What is a Credit Score?

Your credit score may result the difference between being deprived of, or approved for credit, and a low or high interest rate. A good score can benefit you for qualifying for an apartment payment and even help you get utilities connected, when short of a deposit. What is it? Your credit score is a 3-digit number produced by a mathematical algorithm using information in your credit report. …

Checklist for an Education Loan

Extensive research, multiple location based training, high end teaching and practical interfaces have left no stone unturned in making modern day education reach the pinnacle of its time. With these advancements, going for a quality education is not affordable for everyone anymore. The fees have increased manifold times and some amenities that were termed as luxuries earlier, such as the internet, computers, smartphones, are now …