Loans Archive

ZestMoney: Avail Credit without a Card

ZestMoney credit has quickly established itself as one of the staple digital credit company. A microloan based finance and payment platform, ZestMoney has made loans an easier process, thanks to, minimal paper work and shorter approval processes. How has it achieved such a remarkable feat in so small amount of time? How comfortable should one be while using ZestMoney? This and more information in this …

What is Crowdfunding?

Even a big idea starts with a small start. Wanted to start your own business, but don’t have the financial resources? Where would you take the money from? Your Parents, Banks, Relatives, Friends. Ever thought of raising money from the public? No, no we are not talking about bringing an IPO and listing your start-up on the index, we are talking about the swag new …

Paytm and ICICI Bank Postpaid: Buy Now Pay Later

Irrespective of how rapid the development of our startup ecosystem has been, evolution of Paytm and ICICI Bank would always be an inspirational story to any learning mind. While ICICI Bank has been declared as one of the few banks that are too big to fail, Paytm has expanded itself from a mere mobile recharge website to a fully fledged payments bank. In this short …

SwitchMe – A solution to the customers for Take Over Home Loans

SwitchMe is a fintech startup and is India’s first online service that helps with a new home loan or loan transfer to the lower interest rate. It is a consumer service that provides the best service to the consumers to switch from one service to another at low interest rates. Home owners, working class people, save time and money from their end for the home …

How to Take Loan Against Mutual Fund Unit?

There is no doubt that mutual funds are the current big thing when it comes to investments. From young earners to the pensioners, this interesting and well diversified product serves a purpose to all. Wealth has not only been created, but is also protected from the vicious income tax sections. It wouldn’t be too much to say that it is one product that can make everyone …

How Credit Card Authorization Works?

There is no existence to the idea of digital and plastic payments, unless a system of identity verification is there.  Thanks to increasing speed of global connectivity, increasing security measures and awareness among consumers, we are able to carry out these transactions in quick time. Credit card is the only revolving credit system that requires no collateral and, is solely based on one’s profession, income and …

Home Mortgage Insurance

Getting a mortgage based loan is not an easy task, neither for the lender, nor for the debtor. It requires a thorough process of risk assessment, legal, valuation, and several other necessary formalities.  One of the most common mortgage based loan sought all over the world is none other than the home loan. These loans, one’s getaway to establish a safe place to reside where …