Insurance Archive

Important Facts for Every Franklin Templeton Investor

Opportunity is missed by most people because it is dressed in overalls and looks like work: Thomas Edison Money is considered as one of the most important things in our economy. It is extremely necessary for our survival, but earning this valuable thing with a consistent increase, is a very difficult task. In today’s lifestyle, one of the biggest sources of earning money is investment. The …

6 Facts that Define Modern Banking

An absurd phrase that has been creating waves in next generation finance world, is about existence of banks. It says, The Banks exist because of only one reason: People do not trust each other Irrespective of how harsh or disrespectful is may sound, it is true. We might not trust our next door neighbor with a couple of thousand bucks, but the bank, where our …

What is Endowment Life Insurance Policy?

An endowment policy is basically a life insurance policy which, apart from covering the life of the insured, helps the policyholder to save regularly over a certain time, so that he/she gets a lump sum amount on the policy maturity in case he/she lasts the policy term. A life insurance endowment policy pays the complete sum assured to the beneficiaries if the insured expires during …

What is SIP Insure Facility?

The Systematic Investment Plan (SIP) is an investment strategy that is offered or presented by fund houses to the investors to make them convenient to invest small sums of money in their mutual funds. The regularity of investment varies from weekly to monthly to quarterly. The systematic investment plan is a suitable way for all the retail investors to contribute in stock market growth. Some …

Self Assessment Guide to Investment

As we progress in the era where international and innovative financial investment options take a higher gear, retail investors keep on getting newer options to boost their savings. What was limited to only stocks and real estate at one time, is now expanded to mutual funds of various categories, Gold bonds, commodities, foreign currency trades and several other investments. With this advent of revolutionary financial products, …

Types of Life Insurance Policies: Non Traditional Policies

Non Traditional Insurance plans are result of a new idea to reap better returns along with the provision of insurance. As a result, these plans have two components, which are self explanatory with their names: Insurance Investment Hence, the premium for these insurance plans have to satisfy both these components and is usually the highest amongst all insurance plans. A common man can consider all …

Types of Life Insurance Policies: Traditional Policies

The change in lifestyles and increase in stress has made it compulsory for everyone to avail a life insurance policy as a measure of financial protection for their dependants. Unfortunately, due to high diversity of products and multiple players, people remain unaware of what sort of product they need and end up getting insured for high premiums or market based returns (which might fulfil the …