Bank Archive

ZestMoney: Avail Credit without a Card

ZestMoney credit has quickly established itself as one of the staple digital credit company. A microloan based finance and payment platform, ZestMoney has made loans an easier process, thanks to, minimal paper work and shorter approval processes. How has it achieved such a remarkable feat in so small amount of time? How comfortable should one be while using ZestMoney? This and more information in this …

Using Kotak 811: How is it?

The era of having access to all services and products with just a click or a touch has finally arrived. From groceries and fresh food to electronics and even cars, one can get anything right at his doorstep. With all the tangibles at our doorstep, the intangibles are also catching pace. One major step in this direction is the advent of digital banking services. Almost …

Skills You Should Invest in Before Buying a Car

Owning a car is now a goal of almost every youth, once a job is secured. Statement of your lifestyle, companion for all trips, the steering therapy, etc., are several words with which people relate a car to themselves. Thanks to the consistent high end upgradation in technology and mass industrialisation, cars are not only getting smarter everyday, but also quite economical to own and …

Who is Tamal Bandyopadhyay

In the field of banking and finance, Tamal Bandhyopadhyay has established himself as a benchmark of analysis. His opinion, thoughts, ideas about Indian and global banking system have regarded by the new generation as well as the veterans of the field. His books are recommended for every newbie into the banking and finance system. His newspaper columns and LinkedIn feeds are one of the highest …

How does a Blockchain work?

It is highly unlikely that the tech savvy and finance-phillics are unaware of the term “Blockchain”. This perfectly indexed ledger of records is now been accepted as the future for many new as well as old businesses. Starting from orthodox organisations such as banks and governments to the new age revolutionary startups, everyone seeks to reap out the maximum benefits of the Blockchain technology. In …

Kuvera: The Commission Free Investment Platform

Kuvera’s tag line reads “The best things in life are free“. Interesting, isn’t it? Well, when it comes to the world of money, where no one works for free, it certainly is quite interesting. The term Kuvera (or Kuber) refers to the God of Wealth, and now a startup of the same name is preparing itself to reinvent the meaning of the term. How does …

Understanding Infosys Finacle Core Banking System

What is Infosys Finacle? Finacle is a banking solution built by the Indian Corporation, Infosys to provide core banking solutions and promote a growth of the e-banking facilities. It was first launched in the year 1999. It was used for the very first time by the State Bank of India to bring an overall change in its structure of E-Banking. It was built under the …

What is a Zero Frills Bank Account

In order to compensate for the services that the bank provides, the customers are usually required to maintain a minimum average balance in their accounts. However,┬áthere are many people in India who are unable to maintain a minimum balance in his or her bank account due to insufficiency of money. So, Reserve Bank of India has introduced an account which does not require any minimum …