Bank Archive

Exploring Amazon Pay

Everyone loves shopping online. Isn’t it? From ordering groceries to exploring high definition televisions, internet bazar has got it all for you. However, irrespective of the fact that the shopping online is lucrative, time saving and is becoming more and more consumer protective, the question of safe transactions is always there. The cumbersome process of entering details using debit card, confirming an OTP and entering …

Warren Buffet’s Top Investment Advises

All of us want to earn money and different people use different methods for earning it. Some sell products, some sell services and some sell both, which requires hard work as well as dedication towards the work. But even after all those hard work most of us didn’t get that much amount of money that can satisfy our needs. But there exist some people who …

All about Cognitive Banking

If you change nothing, nothing will change Everything in today’s life is moving totally digital, and with the AI and other things, large enterprises are trying to move everything from the hands of Humans to a robot or a computer. So Cognitive banking is also somewhat on the same lines. Cognitive banking is using Cognitive computing in the normal banking procedures, so let us first …

Exploring Passive Investing?

Are you into investing recently? Getting some new terms for which you need some information, and you recently got to know about Passive Investing from someone? Today we are going to talk about the same, and give you all the basic information of what is passive investing, why we use it, how to use it and much more. Starting with the definition of passive Investing: …

Digibank by DBS

“People don’t need banks, people need banking”- Bill Gates Applications for banking are increasing and the penetration of virtual credit cards, virtual debit cards are increasing. With the penetration of the same in India, Digibank which is a multinational banking and financial service providing bank also thought to launch its services in India. They didn’t launch the services in India as a full fleshed bank, …

Understanding Investment Risk

In the simplest of terms, investment can be described as the tendency of putting a resource to work to get the desired output in the future. Everything that we do is an investment. From breathing to work, we tend to invest one resource to another and get anticipated results. However, only a few investments qualify to be measured quantitatively, and this is the where the …

Understanding Credit Risk

The system of organized lending can never run out of risks. Be market, liquidity, credit, interest or operational, risk is inevitable for banks and other financial firms. Hence, a primary importance is given to risk profiling in all financial institutions. One of the omnipresent risks that have taken a toll on banks regularly is credit risk. In simplest terms, this risk can be defined as …

Understanding Equifax Consumer Credit Report

When it comes to Credit, your past decides your future, courtesy Credit Reports and Credit Score. The contrasting processes adopted in the banks have often become quite a debate among customers. While banks do not make an intense inquiry about the customer when accepting deposits, the process is really cumbersome when it comes to sanctioning and disbursement of loans. Apart from the necessary income and profit …